Very Good Mortgage CompanySee your numbers
A loan officer team at NEXA Lending

Join a mortgage team that actually teaches you how to get more business.

A step-by-step system for building Realtor partnerships, the marketing platform and coaching to run it, and NEXA's comp, lenders, and support behind it.

RemoteNationwideCommission only

I've spent years building the marketing, training, and systems loan officers use to grow their business.

I've watched many great loan officers burn hours cold calling, buying expensive leads, chasing uninterested partners, all while the company they work for keeps a lion's share of every deal. Our team is built around what actually grows your pipeline.

We partner with NEXA Lending to make sure you have all the tools and support needed to get your loans across the finish line. Our team is here to help you get more loans and help you keep more of what you earn on every loan you close.

Bryan Carpenter, Very Good Mortgage Company
The Very Good toolbox

Four tools that work together to grow your business

Most companies get you some logins, and then tell you good luck and throw you into the wild. We give you a toolbox where every piece feeds the next so you're always taking actions that will continue to build your business through referral partners as well as your own database instead of guessing what to do.

Get in the room

The Realtor class system

Ready-made classes that put you at the front of the room with local agents, so Realtors come to you as the expert instead of you chasing them. The presentations and marketing are already built.

Know what to do every week

The Very Good Guide to Mortgages

Our handbook for running your mortgage business, built around a weekly schedule you can follow. Each day has a focus, with the scripts, follow-up plays, and tracking to go with it, so you always know what to work on next.

Give Realtors a reason

The Realtor Money Process

You run the marketing and bring the tools, your Realtor partner covers the ad spend, and you share the leads. It's something most loan officers can't offer, and it gives Realtors a real reason to work with you.

Keep it all together

Your marketing platform

CRM, pipeline, websites, and an ads manager with 60+ Facebook ad templates you can launch in about 5 minutes. Every Realtor, lead, and follow-up in one place.

Each tool on its own is powerful. Together, they allow you to build your dream mortgage business.

See your numbers

What you get on the team

Extra opportunity

We generate leads too

We spend our own money advertising to homebuyers and use AI-powered follow-up to find the ones ready to move forward. Qualified borrowers go to loan officers on our team. Think of them as an added opportunity. We want you building your own pipeline, not sitting by the phone waiting for ours.

Every month

Coaching and marketing help

We've spent more than 20 years marketing, training, and coaching in the mortgage industry. You get coaching on your sales conversations and pipeline, social media marketing materials, and hands-on marketing help from me. We'll show you how many loans you need, how many partners that takes, and what to do each week.

Why NEXA

Built around the loan officer

As much as people like to hate on NEXA, it's built around the loan officer, and that's why our team is here.

180 bps

How you get paid

100% commission, with base pay of 180 bps on self-generated loans and no company-imposed caps. Daily payroll processing gets you paid as soon as possible, often 24 to 48 hours from loan funding to payment arriving.

Income beyond your closings

Retirement income opportunities through NEXA's recruiting revenue share and through servicing. NEXA has a recruiting side. If you don't want to recruit, that's fine. You don't have to.

300+

Lenders

More options for the borrowers you'd otherwise have to turn away.

12 / 6

Live support

12 hours a day, 6 days a week for payroll, HR, and loan scenarios, plus LOS coaches. An army of people behind your files.

Training

NEXA University and night school, so you keep getting better at the job.

Benefits

Medical, dental, vision, life insurance, and a retirement plan.

Pay comparison

Let's just take a look at the numbers

Run a quick version here, then send me your numbers and I'll build you a personal page comparing your current pay with NEXA pay.

Quick math

Your current pay, per year$89,510
On our team, per year$161,119
Difference per year+$71,608
Self-generated deals 24 x 180 bps$161,119
Team-generated deals 0 x 120 bps$0

On our team, loans you bring in yourself pay 180 bps. Loans the team generates for you pay 120 bps, since we keep 100 bps on those deals to cover the leads. Use the slider to set how many of your deals come from each. The starting numbers are samples, so put in yours. It's an estimate on your inputs, not a promise of income.

Build my comparison

Newer loan officer? Skip anything you don't know. We'll fill it in together. Your numbers stay between you and Bryan.

What it's like here

Work hard, celebrate wins

We like to work hard, make money, have fun, and celebrate wins. Expect some friendly competition, a little trash talk, and plenty of celebrating when somebody has a big month. We take our borrowers and our business seriously, and we laugh at ourselves a lot. It's fully remote, so you can work from pretty much anywhere.

Good fit

  • You want to build a $100K referral base in 90 days, and keep growing from there
  • You're willing to host one live Realtor class a month
  • You like meeting people and you're comfortable on the phone
  • You're coachable and willing to follow a system
  • You take initiative instead of waiting for someone to hand you business

New loan officers who are hungry to learn are welcome too.

Probably not a fit

  • You want a call center setup where you only work company leads, forever. We do have team deals, but they're extra.
  • You don't actually like being a loan officer.
  • You'd rather not be part of a team.

A $100K referral base in 90 days is the goal we'll help you work toward, not a guaranteed income. Your results depend on your effort and how well you follow the plan.

Doers > Duckers

Worst case, you find out you're already paid well.

Send me your numbers. I'll build your comparison, we'll talk through whether the team is a fit, and you can decide from there.

See your numbers
See your numbers